If it’s time to update, expand or make some finishing touches to your house, then you may need some extra cash to do it. Perhaps you are considering selling and to get the best price possible you need to do some landscaping or give your house a new coat of paint.

Whether your renovations are Major Renovations, which are structural and require plans and specs or Minor Renovations that are more likely to be material items, Violet can increase (or upstamp) your loan or look at refinancing you to Violet, lending you that required extra.

Major renovations are structural renovations such as extensions to existing rooms, adding new rooms on or a new kitchen or bathroom. These types of renovations need building plans and specifications drawn up by a registered builder and may require permits. These plans will need to be submitted with your Violet application.

Like building a new home you will be required to make progress payments at various stages throughout construction – all part of renovation loan procedure at Violet. We will ensure your renovation loan is exactly what you need based on your individual requirements.

These include any material changes to your house such as carpets, floorboards or new paintwork, inside or out. Although you don’t need to supply us with plans you may be asked to provide quotes and details regarding your renovation requirements with your Violet Application Form.