Product

Variable Interest Rate*

Comparison Rate^

Violet  Gold 100% LVR (Own/Occ)

9.00%

9.08%

Violet Gold  102% - 105% LVR(Own/Occ)

10.00%

9.40%

Violet 100% Gold  100% (Construction)

9.25%

9.11%

Violet Access Variable (<$250k)

7.90%

7.97%

Violet Access Variable (>$250k)

7.80%

7.87%

Violet Access Variable (>$500k)

7.75%

7.82%

Violet Exclusive Variable (w/ Fee)

7.70%

7.90%

Violet Exclusive Variable (w/o Fee)

7.80%

8.00%

Violet Power LC (<$250k)

8.00%

8.07%

Violet Power LC (>$250k)

7.90%

7.97%

Violet Power LC (>$500k)

7.85%

7.92%

Violet Asset Lend up to <70% LVR

8.00%

8.10%

Violet Flex - P&I (<60% LVR w/ no LMI & < 250k)

7.90%

7.97%

Violet Flex - P&I (<60% LVR w/ no LMI & > 250k)

7.80%

7.87%

Violet Flex - P&I (<60% LVR w/ no LMI & > 500k)

7.75%

7.82%

Violet Flex - P&I (60% - 76% LVR w/ no LMI) Special

7.79%

7.61%

Violet Flex - P&I (>80% LVR w/ LMI)

7.79%

7.61%

Violet Flex - LC (<60% LVR w/ no LMI & < 250k)

8.00%

8.07%

Violet Flex - LC (<60% LVR w/ no LMI & > 250k)

7.90%

7.97%

Violet Flex - LC (<60% LVR w/ no LMI & > 500k)

7.85%

7.92%

Violet Flex - LC (60% - 76% LVR w/ no LMI) Special

7.89%

7.71%

Violet Flex - LC (<80% LVR w/ LMI) Special

7.89%

7.71%

Violet Self Employed Applicant pays LMI

8.00%

8.10%

Violet Self Employed Funder pays LMI

8.35%

8.46%

Violet Multi Choice (<= 70% LVR)

8.80%

8.88%

Violet Multi Choice (>70% LVR & <= 72.50% LVR)

9.05%

9.13%

Violet Multi Choice (>72.50% LVR & <= 75% LVR)

9.10%

9.18%

Violet Multi Choice (>75% LVR & <= 80% LVR)

9.35%

9.43%

Violet Multi Choice (>80% LVR & <= 82.5% LVR) 

9.70%

9.78%

Violet Multi Choice (>82.5% LVR & <= 85% LVR)

9.75%

9.03%

Violet Multi Choice (>85% LVR & <= 90% LVR)

9.90%

9.98%

Violet Multi Choice (>90% LVR & <= 95% LVR)

10.05%

10.13%

 

Issued: 31/03/05
* Rates are subject to change and apply to new loans only. Conditions apply.
^ Comparison Rates based on $150,000 over 25 years.

Warning:
This comparison rate applies to the examples given. Different amounts and loan terms will result in different comparison rates. Costs such as redraw fees, early repayment fees or any other conditional fees and cost savings such as waivers are not included in the comparison rate but may influence the cost of the loan.

 

 

Product

Ongoing

Application

Establishment

Valuation*

Mortgage Solicitors^

Violet Gold

$6/month

$990 - O/O & Refinance
$1,100 - Construction

$350 - O/O & Refinance
$400 - Construction

Included in App Fee

Included in application fee. 

Violet Access Variable

$0

$499

N/A

Included in App Fee up to $220

$275#

Violet Exclusive Variable

$0 or

$300/annum with rate reduction

$499

N/A

Included in App Fee up to $220

$275#

Violet Power LC

$100/annum

$499

N/A

Included in App Fee up to $220

$275#

Violet Asset Lend

$0

$499

N/A

Included in App Fee up to $220

$275#

Violet Flex - P&I

$0

$499

N/A

Included in App Fee up to $220

$275#

Violet Flex - LC

$100/annum

$499

N/A

Included in App Fee up to $220

$275#

Violet Self Employed

$0

$499

N/A

Included in App Fee up to $220

$275#

Violet Multi Choice

$6/month

$990

$350

Included in App Fee

Included in application fee. 

*Rates are subject to change and apply to new loans only.  Conditions apply.
#Plus disbursements.
^Comparison Rates based on $150,000 over 25 years.